Carl Heltzel, Associate Vice President-Investments
Quantitative Choice Porfolio Manager

"We start with your LIFE and plan  around it..."

• An investment plan tailored to your life.
• Investments designed to satisfy both your needs and concerns.
• Advice and guidance that compliments your goals and objectives.

Envision^SM

Envision^SM is an innovative profiling process that is intended to increase your confidence to help you better enjoy your life today and pursue realistic goals for tomorrow. Envision is designed to help you monitor progress toward your goals, adapt to changing conditions, and manage investment risk. This process begins with a simple discussion to identify realistic life goals, state them in measurable terms, set priorities among them, and tie them to your investment portfolio. Using advanced statistical simulation methodology, Envision can assist in finding the delicate balance needed to help you to progress toward your goals.¹ Additional information regarding the Envision process can be obtained by clicking here. 

Quantitative Choice

Quantitative Choice  is a program where the Portfolio Manager uses a quantitative model to develop, manage and monitor your customized equity portfolio.  In order to respond to changes in today's fast paced markets your Quantitative Choice Portfolio is managed on a discretionary basis.

A disciplined, objective stock-selection process and active portfolio management are keys to the portfolio management system tht was introduced in 1984.  Quantitative Choice^TM  has evolved since then to incorporate fundamental, technical and statistical analysis of historical data and anticipated trends to identify undervalued stocks with sound fundamentals.

Historical performance data is available for the value, core and growth models.

FundSource

FundSource is our exclusive mutual fund wrap-fee program.² It offers investors a series of professionally managed portfolios consisting of no-load, load-waived and institutional share class mutual funds. The process begins with a thorough understanding of your goals, time horizon, income requirement and overall tolerance for risk. Through this service, we can provide a portfolio suited to your investment objectives, along with monitoring your investment performance and making recommendations as needed. Objectivity, professional money management and simplicity are all available to you in the FundSource program. Additional information for Fundsource is available by clicking here.

Want to know more about Auction Rate Preferreds?  Click Here.

Our special report for older investors?  Click Here.

Trying to make sense of Annuities?  Click Here.

 and to get the most recent copy of Uncommon Wisdom Click Here